Diploma in Financial Markets (DFM) in Kolkata

This module is designed for individuals who want to start a career in the Indian financial markets or gain a solid understanding of the foundational principles of capital markets. The curriculum is structured to provide knowledge on essential concepts related to various investment opportunities, the primary and secondary markets, the derivatives market, and the analysis of financial statements.

• Learn the basic terms, players, features, roles, structure of capital market
• Know the basic concepts and rules of investing
• Understand the concepts of IPOs (Initial Public Offer)
• Pursue various financial assets
• Understand and analyze types of corporate actions and impacts on share prices
• Concept of Time Value of Money (TVOM) and its practical application in MS Excel

Derivatives are widely recognized as highly influential financial instruments. The Indian market for equity derivatives has experienced remarkable expansion since the introduction of equity derivatives in 2000. This module offers valuable knowledge about various categories of equity derivatives, including their trading, clearing, settlement procedures, and the applicable regulatory framework.

• Learn the basics of derivative market
• Understand the use of derivative products in speculating, hedging and arbitraging
• Learn the trading, clearing, settlement and risk management in equity derivatives
• Interpret the regulatory – accounting and taxation issues relating to equity derivatives

Having a grasp of economics is crucial for comprehending the functioning of financial markets. There exist complex connections between economic factors and financial variables, which can exert both direct and indirect influence on the financial markets. An economic perspective enables the identification of causes behind economic developments and the ability to anticipate the potential effects of policy changes. The objective of this module is to offer a foundational understanding of diverse macroeconomic concepts and provide a glimpse into macroeconomic behavior.

• Understand how an economy works
• Learn the factors affecting the economy
• Get to know the importance of policies and its impact on economy
• Learn how economy impacts your finances/wealth

Fundamental analysis is a method of evaluating stocks through security analysis, which serves as the foundation for making successful investment decisions. The purpose of this module is to offer a fundamental understanding of the concept of fundamental analysis and the diverse valuation methodologies employed in the process.

• Learn the basic concepts and steps in fundamental analysis
• Know the types and methods of analysis – ratio analysis and company analysis
• Work on various methodologies – DCF, DDM, FCFF, FCFE, SOTP, P/E, etc.
• Understand the concept and methods

This program includes practical principles of Technical Analysis and enables participants to grasp the dynamics of price movements driven by supply and demand. Learners will acquire the skills to effectively analyze price charts and make informed trading or investment choices. Designed for investors, retail traders, sub-brokers, and students new to the market, this program facilitates market research, portfolio selection, and investment activities.

• Understand the basic concepts and rules of technical analysis
• Different types of indicators like Moving average (MA), Exponential moving average (EMA), Moving Average Convergence Divergence (MACD), Relative Strength Index (RSI), Stochastic oscillator, Standard deviation, Bollinger bands, Fibonacci retracement and their interpretation
• Know the types of trading strategies &nd; news trading, EOD trading, swing trading, intraday trading, trend trading, scalping trading, positional trading
• Analyse stop loss importance, trading on trend basis, importance of discipline

In this module, students will delve into the dynamics of currency markets, including exchange rates, factors affecting currency movements, and strategies for currency trading. They will also gain insights into commodity markets, exploring various commodities such as precious metals, energy products, agricultural products, and their trading mechanisms. Additionally, the module covers fixed income securities, including government bonds, corporate bonds, and other debt instruments. Students will learn about the valuation, pricing, and trading of fixed income securities, as well as the impact of interest rates on bond prices.

• Learn the importance of currency market and its need & basic terms and understanding – currency pairs – reading the order book data – how tos of currency trading
• Understand commodity market evolution, different exchanges – different players in the market – MCX & NCDEX contracts – factors affecting commodity markets with examples & product contract features
• Fixed income/bond definition & types of debt securities & price yield relationship & interest rate risk & credit rating

The purpose of the examination is to establish a standard level of knowledge that is essential for individuals engaged in the selling and distribution of mutual funds. The certification aims to improve the quality of sales, distribution, and associated support services in the mutual fund industry.

• Work on the concept of mutual funds
• Understand various categories of mutual fund schemes and types of schemes thereon
• Learn about KIM/OD, NFOs – risk factors and fundamental attributes of a scheme
• Study NAV/MTM concept – expense ratio, type of taxation, capital gains, STT & indexation
• Interpret driver of return – risk in a different scheme – various performance measures
• Figure out regulatory structure AMFI – rights and obligations of investors

The module provides a fundamental understanding of life insurance and its core principles. It covers risk concepts and their connection to life insurance contracts. Participants will explore factors determining coverage, analyze different plan types and riders, and gain insights into the regulatory and legal aspects of the industry. By completing the module, participants will have a strong foundation in life insurance, enabling them to make informed coverage decisions and navigate the legal and regulatory landscape.

• Understand the basic concepts – need & working of life insurance
• Study the type of risk – underwriting concepts – features and clauses of insurance contract
• Know the important factors and calculations for required cover
• Analyze various types of life insurance, product categories and rider benefits
• Interpret regulatory structure (IRDAI) – claims procedure and grievances redressal mechanism

The financial planning module covers the basics of financial planning, budgeting, and creating a solid financial plan. It also focuses on planning for different life stages, including children’s future planning and retirement planning. Participants will gain the knowledge and skills to make informed financial decisions and secure their financial future.

• Work on the concepts and need for financial planning
• Understand the concepts and necessity for budgeting
• Master the power of compounding – SIP, STP & SWP facility – Inflation impact and asset allocation
• Learn the things to do in various life stages
• Understand the need of planning – importance of starting early – strategies to build corpus
• Debunk myths and learn the rule of investing

The module covers Presentation skills, Communication techniques, Email Etiquettes, Sales Process with Role Play, and Mock Interviews. Participants will learn effective ways to present, communicate professionally, follow email etiquette, practice sales scenarios through role play, and enhance their interview skills through mock interviews. This comprehensive module equips individuals with essential skills for successful professional interactions.

• Adopt basic presentation skills necessary in interaction
• Phone Communication Skills
• Learn email writing rules
• Be job-ready with mock interview sessions